“Though the Witch knew the Deep Magic, there is a magic deeper still which she did not know. Her knowledge goes back only to the dawn of time. But if she could have looked a little further back… she would have known that when a willing victim who had committed no treachery was killed in a traitor’s stead, the Table would crack and Death itself would start working backward.” - Aslan, C.S. Lewis, The Lion, the Witch and the Wardrobe
Showing posts with label £4.2M claim. Show all posts
Showing posts with label £4.2M claim. Show all posts

£4.2 Million: The Cost of Doing Nothing While a Family Suffocates


⟡ This Wasn’t Disrepair. It Was Disability Endangerment at Market Rate. ⟡

Filed: 1 May 2025
Reference: SWANK/HOUSING/RBKC-FAILURE
📎 Download PDF — 2025-05-01_SWANK_HousingOmbudsman_Evidence_RBKC_Landlord_HousingNegligence_DisabilityExposure_£4.2MClaim.pdf

I. £4.2 Million: The Cost of Doing Nothing While a Family Suffocates

This evidence bundle was submitted to the Housing Ombudsman against:

  • The Royal Borough of Kensington and Chelsea (RBKC)

  • The named private landlord of 37 Elgin Crescent

It details:

  • Exposure to toxic fumes during critical asthma episodes

  • Prolonged failure to repair life-threatening infrastructure

  • Repeated refusal to escalate environmental health hazards

  • Gaslighting, procedural delay, and statutory breach

This wasn’t neglect.
It was priced indifference — and now the bill is itemised.

II. They Knew It Was Uninhabitable. They Left Us There Anyway.

Inside the property:

  • No functional extraction during medical gas events

  • Water leaks affecting electrics

  • Delays in gas meter isolation

  • Ignored reports from medically exempt tenants

  • Children exposed to toxic inhalants

Inside the council:

  • Emails unread

  • Statutory duty evaded

  • Complaints closed mid-investigation

  • No safeguarding action — unless aimed at the tenant

They protected the building, not the bodies inside it.

III. Why SWANK Filed It

Because a mother with Eosinophilic Asthma should not be forced to chase environmental safety during collapse.
Because children should not be raised in conditions medically indistinguishable from attempted suffocation.
Because when the council and landlord play pass-the-blame, SWANK plays Exhibit A through Z.

Let the record show:

  • The risk was declared

  • The symptoms were visible

  • The council was complicit

  • And SWANK — filed the full valuation, annotated in respiratory contempt

This isn’t a tenant grievance.
It is a housing ombudsman submission with forensic layout and legal heat.

IV. SWANK’s Position

We do not believe that private landlords are above statutory duty.
We do not permit councils to gaslight their failure to intervene.
We do not confuse maintenance delays with disability abuse.

Let the record show:

The ceiling cracked.
The lungs failed.
The council blinked.
And SWANK — filed for £4.2 million.

This isn’t housing disrepair.
It’s state-enabled endangerment in property deed format.



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