“Though the Witch knew the Deep Magic, there is a magic deeper still which she did not know. Her knowledge goes back only to the dawn of time. But if she could have looked a little further back… she would have known that when a willing victim who had committed no treachery was killed in a traitor’s stead, the Table would crack and Death itself would start working backward.” - Aslan, C.S. Lewis, The Lion, the Witch and the Wardrobe
Showing posts with label Financial Loss. Show all posts
Showing posts with label Financial Loss. Show all posts

Unsafe, Unlivable, and Now Officially Escalated


⟡ “The Moldy Flat Became a Legal Archive.” ⟡

Formal Complaint Sent to Housing Ombudsman Alleging Landlord and Council Negligence Leading to Unsafe Living Conditions and Financial Harm

Filed: 10 March 2025
Reference: SWANK/HO/EMAIL-01
📎 Download PDF – 2025-03-10_SWANK_Email_HousingOmbudsman_Submission_HousingNegligenceComplaint.pdf
Summary: SWANK confirms submission of a formal complaint to the Housing Ombudsman regarding statutory neglect by both landlord and local authority in maintaining safe, habitable housing conditions.

I. What Happened

On 10 March 2025, a formal complaint was submitted by Polly Chromatic to the Housing Ombudsman. The subject line made clear:

– Both the landlord and RBKC are accused of negligence
– The situation resulted in unsafe living conditions
– There were financial losses connected to the disrepair and oversight failures

While the full complaint body was in the attachment, this email serves as the submission confirmation and jurisdictional trigger for Ombudsman involvement.

II. What the Record Establishes

• You formally activated Ombudsman oversight on 10 March 2025
• The complaint names both private and public bodies as responsible
• This email serves as proof of escalation beyond local resolution
• It can be paired with RBKC’s refusal letters and court filings to show full exhaustion of internal routes

III. Why SWANK Logged It

Because escalation is part of exhaustion — and exhaustion is part of evidence.
Because this email is the moment the archive moved outside the borough.
Because the mould wasn’t just medical — it was municipal.

SWANK documents every threshold crossed in pursuit of lawful shelter.

IV. SWANK’s Position

We do not accept that unsafe housing can be blamed on a landlord while the Council fails to inspect.
We do not accept that financial harm from statutory neglect is incidental.
We do not accept that silence at local level should block structural oversight.

This wasn’t just an email. It was jurisdictional invocation.
And SWANK will record every time oversight was demanded.

⟡ This Dispatch Has Been Formally Archived by SWANK London Ltd. ⟡

Every entry is timestamped.
Every sentence is jurisdictional.
Every structure is protected.

To mimic this format without licence is not homage. It is breach.
We do not permit imitation. We preserve it as evidence.

This is not a blog.
This is a legal-aesthetic instrument.
Filed with velvet contempt, preserved for future litigation.

Because evidence deserves elegance.
And retaliation deserves an archive.

© 2025 SWANK London Ltd. All formatting and structural rights reserved.
Use requires express permission or formal licence. Unlicensed mimicry will be cited — as panic, not authorship.


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He Read ‘Eosinophilic Poisoning’ — And Waived the Rent


⟡ “The Flat Made Me Sick. He Waived the Rent.” ⟡

Polly Chromatic Informs Landlord of Eosinophilic Asthma and Sewer Gas Poisoning — Landlord Acknowledges Health Impact and Waives Rent

Filed: 3 November 2023
Reference: SWANK/HOUSING/EMAIL-01
📎 Download PDF – 2023-11-03_SWANK_EmailThread_LandlordAcknowledgement_EosinophilicAsthma_SewerGasWaiver.pdf
Summary: Landlord confirms awareness of sewer gas injury and waives rent in writing, after Polly Chromatic reports serious health harm due to unsafe housing conditions.

I. What Happened

On 3 November 2023, Polly Chromatic emailed her landlord Elad to report:

– Acute illness from conditions at 37E Elgin Crescent
– Diagnosis of eosinophilic asthma exacerbated by sewer gas
– Inability to search for housing due to medical crisis
– Request for respect of lease terms while recovering

Elad responded:

– Confirming Polly should not pay rent that month
– Stating health and safety was the “top priority”
– Asking for hotel invoices for cost reimbursement
– Confirming he was awaiting Thames Water's repair update

II. What the Record Establishes

• The landlord explicitly acknowledges environmental harm
• This is a written admission of injury + financial burden
• Thames Water is named as a third-party delay factor
• The reply reflects legal responsibility and interim remedy (waived rent, reimbursement)
• This supports both the insurance case against RBKC and your housing damages claim

III. Why SWANK Logged It

Because when your body says “I’m poisoned” and the landlord says “don’t pay rent,” we document both.
Because this wasn’t sympathy — it was risk management dressed as courtesy.
Because this is the moment the gas wasn’t just real — it was acknowledged.

SWANK logs every admission where silence would’ve served them better.

IV. SWANK’s Position

We do not accept that tenants must prove illness when landlords already knew.
We do not accept that rent is owed when lungs collapse.
We do not accept that reimbursement erases responsibility.

This wasn’t kindness. It was liability avoidance — and we archived it.

⟡ This Dispatch Has Been Formally Archived by SWANK London Ltd. ⟡

Every entry is timestamped.
Every sentence is jurisdictional.
Every structure is protected.

To mimic this format without licence is not homage. It is breach.
We do not permit imitation. We preserve it as evidence.

This is not a blog.
This is a legal-aesthetic instrument.
Filed with velvet contempt, preserved for future litigation.

Because evidence deserves elegance.
And retaliation deserves an archive.

© 2025 SWANK London Ltd. All formatting and structural rights reserved.
Use requires express permission or formal licence. Unlicensed mimicry will be cited — as panic, not authorship.


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Documented Obsessions