“Though the Witch knew the Deep Magic, there is a magic deeper still which she did not know. Her knowledge goes back only to the dawn of time. But if she could have looked a little further back… she would have known that when a willing victim who had committed no treachery was killed in a traitor’s stead, the Table would crack and Death itself would start working backward.” - Aslan, C.S. Lewis, The Lion, the Witch and the Wardrobe
Showing posts with label Mould and Sewer Gas. Show all posts
Showing posts with label Mould and Sewer Gas. Show all posts

Giuseppe Said 'No Liability' — We Sent Him the Housing Act



⟡ “The Mould Is Real. So Is the Law.” ⟡

RBKC Told the Archive It Wasn’t Liable — So We Sent Them a Statute-by-Statute Reminder

Filed: 11 March 2025
Reference: SWANK/RBKC/EMAIL-04
๐Ÿ“Ž Download PDF – 2025-03-11_SWANK_Email_RBKC_GiuseppeMorrone_HousingNeglectStatutoryBreach.pdf
Summary: Formal liability dispute filed with RBKC’s Insurance Officer Giuseppe Morrone, citing statutory breaches under housing and environmental health law. Includes demand for complaint records and legal clarification.


I. What Happened

On 11 March 2025, SWANK Director Noelle Bonnee Annee Simlett (Polly Chromatic) formally replied to Giuseppe Morrone, Senior Insurance Officer at the Royal Borough of Kensington and Chelsea. The message was triggered by RBKC’s attempt to deny liability for prolonged exposure to:

  • Toxic mould and damp

  • Sewer gas from blocked soil pipes

  • Environmental harm affecting a disabled parent and children

The reply cites breaches under the Housing Act 2004 and Environmental Protection Act 1990, reasserts previously ignored complaints, and demands internal records related to assessments of 37 Elgin Crescent, Flat E.


II. What the Complaint Establishes

  • The Council failed its statutory duty to address Category 1 housing hazards

  • Repeated health complaints were logged but systematically unaddressed

  • There was no serious investigation, despite documented asthma, hospitalisation, and visible disrepair

  • Liability denial occurred without investigation, record disclosure, or environmental reinspection

  • The Council is now being held accountable in writing, with legal reference citations


III. Why SWANK Logged It

Because refusing liability does not erase exposure.
Because legal obligations don’t dissolve when they’re inconvenient.
Because a damp Victorian flat with medical harm is not a “policy grey area” — it’s a statutory failure.

SWANK logs the law — and the silence that violated it.


IV. SWANK’s Position

We do not accept that liability can be rejected without record review.
We do not accept that damp, sewer gas, and medical injury are “not actionable.”
We do not accept that officials can ignore housing law because they work in insurance.

This wasn’t a complaint. It was a legal counter-notification.
And SWANK will document every statute the council dared to sidestep.


This Dispatch Has Been Formally Archived by SWANK London Ltd.

Every entry is timestamped.
Every sentence is jurisdictional.
Every structure is protected.

To mimic this format without licence is not homage. It is breach.
We do not permit imitation. We preserve it as evidence.

This is not a blog.
This is a legal-aesthetic instrument.
Filed with velvet contempt, preserved for future litigation.

Because evidence deserves elegance.
And retaliation deserves an archive.

© 2025 SWANK London Ltd. All formatting and structural rights reserved.
Use requires express permission or formal licence. Unlicensed mimicry will be cited — as panic, not authorship.


We Had the Power. We Just Didn’t Use It. — RBKC’s Mould Logic



⟡ “They Had the Power — But Say They Had No Duty.” ⟡

RBKC Formally Denies Liability for Mould and Sewer Gas Injuries, Stating Its Powers to Intervene Do Not Imply Legal Responsibility

Filed: 11 March 2025
Reference: SWANK/RBKC/LETTER-01
๐Ÿ“Ž Download PDF – 2025-03-11_SWANK_Letter_RBKC_Morrone_LiabilityDenial_EnvironmentalHarm_ElginCrescent.pdf
Summary: RBKC Senior Insurance Officer Giuseppe Morrone denies legal responsibility for hazardous housing conditions, stating no statutory duty existed to intervene.


I. What Happened

On 11 March 2025, Giuseppe Morrone issued a formal insurance liability decision on behalf of the Royal Borough of Kensington and Chelsea in response to a personal injury and housing harm claim filed by Polly Chromatic.

The letter:

– Offers condolences for the health impact and loss of a pet
– Denies Council responsibility for mould, sewer gas, or inspection failure
– States that RBKC’s statutory “powers” to act do not amount to a duty
– Suggests the landlord or Thames Water may be liable depending on the pipe location
– Confirms that no compensation will be offered
– Invokes limitation periods for legal claim timelines


II. What the Record Establishes

• RBKC’s legal position is that it can act on environmental health failures — but is never required to
• The Council is distancing itself from harm despite knowing the full facts
• Their reply admits harm occurred, but shifts all legal causality elsewhere
• This letter will be pivotal in any court filing or judicial review concerning duty of care, inspection powers, and harm
• It names senior officers and legal thresholds, making it fully actionable


III. Why SWANK Logged It

Because this is the page where liability denial became a policy position.
Because telling a mother to sue her landlord after they ignored mould complaints is more than cold — it’s calculated.
Because when a council says “we could have helped, but didn’t have to,” the archive answers back.

SWANK documents every line where power was mistaken for permission — and duty was denied for convenience.


IV. SWANK’s Position

We do not accept that local authorities can ignore medical danger with statutory impunity.
We do not accept that mould death and disability are the price of private tenancy.
We do not accept that sending condolences makes up for refusing action.

This wasn’t a letter. This was a liability firewall.
And SWANK will document every time institutional duty was dodged by redefining the word “optional.”


This Dispatch Has Been Formally Archived by SWANK London Ltd.

Every entry is timestamped.
Every sentence is jurisdictional.
Every structure is protected.

To mimic this format without licence is not homage. It is breach.
We do not permit imitation. We preserve it as evidence.

This is not a blog.
This is a legal-aesthetic instrument.
Filed with velvet contempt, preserved for future litigation.

Because evidence deserves elegance.
And retaliation deserves an archive.

© 2025 SWANK London Ltd. All formatting and structural rights reserved.
Use requires express permission or formal licence. Unlicensed mimicry will be cited — as panic, not authorship.


Documented Obsessions